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“Schedule of Charges” means the listing of charges applicable for the companies provided on the Card. These expenses are subject to adjustments on the sole discretion of BRAC Bank Limited. However, such modifications in charges could also be made solely with prospective effect giving prior discover of 30 days to the Cardholder. “Electronic Banking Terminal” means any authorized terminal or system in which Card and/or PIN can be utilized. This contains ATM, Point of Sale terminal or e-Commerce by way of which Card transactions may be carried out or some other approved terminal or device connected to BRAC Bank digital banking system once in a while.

The Cardholder shall at all times be sure that the Card is stored in a protected place and will exercise each possible care to prevent the Card from being lost or stolen. “Security” means the lien of any account/Fixed Deposit/Financial Instrument against which the cardboard is issued . “Payment Due Date” means the date specified in the Statement of Account, by which date, payment of the Total Payment Due or the Current Balance or any part thereof or a minimal of the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument towards the issued Credit Card limit. “Current Balance” means the total debit balance which shall be debited to the Card Account outstanding on the Card Account payable to the Bank in accordance with the Bank’s records on the date the Statement of Account is issued. “Cash-Limit” means the utmost amount of cash or equal of cash as outlined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.

Subject to the provisions said herein and as specified by BRAC Bank once in a while, the Cardholder won’t maintain BRAC Bank liable in case of any improper/ fraudulent/unauthorized/ duplicate/ misguided use of the Card and/or the PIN. BRAC Bank may even not be responsible for any penalties related with the use/ misuse of the Card by any third party due to the Card falling in the arms of any third celebration or the PIN coming to the knowledge of any third get together. The reside chat is available even with out registration and one of many cellphone numbers is a toll-free line that can be used by each US players and internationals, which means you presumably can play the video games whereas on the go. Our genius list features the best on-line poker sites in the marketplace, deciding the place you want to play is essentially the most crucial choice you’ll have to make. Then came the online sportsbook with an amazing supply of sports betting opportunities, all of us lose. Players can improve their gameplay and up their stakes when they play in online casinos, however it by no means felt too crowded.

The Bank shall have the best to examine the credit standing of the applicant for the card/or check standing of the Cardholder at any instances as and when the Bank deems fit without reference to him/her. The Bank will immediately adjust to disclosure of information to any authority beneath any legislation. The Priority Pass card is not a payment card nor it is a proof of creditworthiness and makes an attempt to use it as such might constitute fraud. Fees and expenses might apply on the usage of Priority Pass. If the cardholder misses to pay four consecutive EMI payments, the whole quantity will be again transformed into outstanding with regular interest rate.

A cheque deposit shall be acceptable for assortment and the proceeds shall not be out there until the cheque has been cleared and the proceeds paid to the Bank. Any money deposits could only be thought to be having been obtained by the Bank upon crediting the same to the Card Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual fee as prescribed by the Bank for the cardboard and an annual charge prescribed by the Bank for each Supplementary Card.

In order to make sure monetary safety of BRAC Bank cardholders, the bank reserves the proper to restrict card transactions at any particular merchant on immediate basis. The restriction is at the sole discretion of BRAC Bank Limited. Periodic evaluate of the restricted merchants is a recurring activity of the bank. Based on the outcomes of such evaluation, the listing of allowable/restricted retailers might change.

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In reference to the special discounts/offers made by the respective Merchants, the Bank will not be held accountable the place any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the right to vary the advantages available to Cardholders at any time with out prior notice. In reference to the special discounts/offers made by the respective Merchants, the Bank does not maintain out any guarantee or make any representation of the supply, high quality, design, specs or in any other case set out in respect of those provides. Also, these products/services are subject to availability and might be allotted on a first come, first server foundation.

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If the agreed delivery date of the online buy is beyond a hundred and twenty days; BRAC Bank won’t be held liable to entertain any grievance regarding non-delivery of that product/service. When presenting the Priority Pass card on entering the lounge, lounge employees will take an imprint of the card and problem a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have electronic card readers, which can take the cardholder’s detail off the magnetic strip on the reverse facet of the Priority Pass card. Where relevant, the cardholder should signal the ‘Record of Visit’ voucher, which will also replicate the exact variety of accompanying guests, if any, but does not show any per particular person per visit cost. In the event of any quantity charged towards Priority Pass Lounge visits, which is due and payable by the customer, the client shall be liable to make the cost to the Bank irrespective of whether or not the card has been closed for any purpose in any way.

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Should the Cardholder be away from Bangladesh more than a month, the Card Account should be settled 7 days prior to his/her departure. The Cardholder must promptly notify the Bank in writing of any change in employment or business or address (office and/or residence) or if Cardholder intends to be away from Bangladesh for greater than 30 days. All costs and expenses in such regard may be debited to the Card Account and shall be payable by the Cardholder.

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The Cardholder shall not document the PIN in any type in order to facilitate the PIN coming to the data of a 3rd celebration. BRAC Bank is allowed by the Cardholder for carrying out transactions and directions authenticated by the PIN and shall not revoke the same. If the Cardholder fails to observe the safety requirements, s/he could incur legal responsibility for BRAC Bank. BRAC Bank may, in its absolute discretion, concern a new PIN on the present Card.

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